Bankruptcy Law

The opportunity for a financial do over 
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Bankruptcy Attorney In Middle Tennessee

Protecting You from Creditors Through Bankruptcy

Do you feel like you’re drowning in debt? You’re not alone. Many people have faced similar situations. Let us review your debts, answer your questions, and discuss all the available options to get your creditors off your back. With our history of debt relief success, we can find an option that will meet your needs and get you back on track. Get in touch with Lafferty Law Firm, Inc. today to explore the opportunity for a financial do over. 


We are a federally designated Debt Relief Agency under the United States Bankruptcy Laws. We assist people with finding solutions to their debt and credit problems, including, where appropriate, assisting them with the filing of petitions for relief under the United States Bankruptcy Code.

Contact Lafferty Law Firm, Inc. to schedule a consultation with a lawyer today.

What Happens During the Bankruptcy Process?

After your initial consultation, we will explain every step of the process before you decide on an option. We’ll determine whether you meet the requirements for Chapter 7 bankruptcy or if Chapter 13 is a better fit for you. We will gather all the documents needed, file your case with the bankruptcy court, and provide the bankruptcy trustee with all the paperwork needed to move your case forward. 

What Are The Differences Between Chapter 7 And Chapter 13 Bankruptcy?

In a Chapter 7 bankruptcy, you’ll be able to eliminate most of your debt, such as medical bills, credit cards, certain tax bills, vehicle repossessions, and other types of debt. Chapter 7 will put an end to frozen bank accounts, garnishments, and threatened lawsuits as soon as you file. Under certain circumstances, you may be able to keep some of your possessions, including your car and house.


Chapter 13 bankruptcy, on the other hand, is a way to consolidate all your debt into a single, affordable monthly payment. It, too, stops the hassle and stress of lawsuits, frozen bank accounts, and garnishments immediately after you file. It can also put an end to car repossessions and foreclosures, allowing you to catch up on your back payments if your budget can accommodate them. Don’t put up with harassment from debt collectors’ a minute longer. Contact Attorney Susan Lafferty today to get started. 

Contact Us Now

We are a federally designated Debt Relief Agency under the United States Bankruptcy Laws. We assist people with finding solutions to their debt and credit problems, including, where appropriate, assisting them with the filing of petitions for relief under the United States Bankruptcy Code.

Our Bankruptcy Case Types

Chapter 7 Bankruptcy

In a Chapter 7 bankruptcy, you can get rid of most of your debts, such as payday loans, medical bills, credit cards, personal loans, repossessions, and more. In most Chapter 7 cases, you can still keep your home and car, so long as you make your payments on time. The advantages don’t end there. 

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Chapter 13 Bankruptcy

If you've fallen behind on your house or car payments, a Chapter 13 bankruptcy can stop foreclosure on your home, help you keep your car, and possibly even lower your payments on your car. In some cases, you might even qualify for a plan in which you only need to pay a percentage of your debt but still retain ownership of all your assets, including your home and car. 

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